Is Bitcoin Legal in Malta?
Yes. Bitcoin is legal in Malta; crypto firms are licensed by the MFSA under the EU's MiCA rules, and long-term holding gains are generally untaxed.
Legal and regulated · facts checked November 2026 · some details from secondary sources · bitcoin is $77,620 today
| Status | Legal and regulated |
|---|---|
| Regulator | Malta Financial Services Authority (MFSA) |
| Main law | EU MiCA (Regulation (EU) 2023/1114) and Markets in Crypto-Assets Act (Cap. 647, 2024), replacing the Virtual Financial Assets Act 2018 |
| Exchanges | Yes. Crypto-asset service providers need MiCA authorisation from the MFSA. |
| Paying with bitcoin | Not legal tender (the euro is); merchants may accept crypto. |
| Banks | Yes. |
| Tax | Malta's Commissioner for Revenue guidelines treat capital gains on holding crypto as generally untaxed (crypto is not a listed capital asset), while trading profits are taxed as income at up to 35%. |
| Mining | Allowed |
| Recent change | 30 Dec 2024: MiCA applied fully, and Malta moved VFA licence holders to MiCA authorisation; transition periods ended in 2025–2026. |
Bitcoin in Malta: FAQ
Is bitcoin legal in Malta?
Yes: bitcoin is legal in Malta; crypto firms are licensed by the MFSA under the EU's MiCA rules, and long-term holding gains are generally untaxed.
Is bitcoin legal tender in Malta?
Not legal tender (the euro is); merchants may accept crypto.
How is bitcoin taxed in Malta?
Malta's Commissioner for Revenue guidelines treat capital gains on holding crypto as generally untaxed (crypto is not a listed capital asset), while trading profits are taxed as income at up to 35%.
Who regulates crypto in Malta?
Malta Financial Services Authority (MFSA). Yes. Crypto-asset service providers need MiCA authorisation from the MFSA.
Is bitcoin mining legal in Malta?
Allowed.
Other Countries Where Bitcoin Is Legal And Regulated
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