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Is Bitcoin Legal in Bulgaria?

Yes. Bitcoin is legal in Bulgaria, and crypto service providers need a MiCA licence from the Financial Supervision Commission.

Legal and regulated · facts checked November 2026 · bitcoin is $77,627 today

StatusLegal and regulated
RegulatorFinancial Supervision Commission (FSC/KFN); Bulgarian National Bank for e-money tokens
Main lawMiCA, implemented by the Markets in Crypto-Assets Act (in force 8 July 2025); providers on the NRA register could operate until 1 July 2026
ExchangesYes: MiCA CASP authorisation from the FSC or an EU passport.
Paying with bitcoinNot legal tender (euro since 1 Jan 2026); merchants may accept it voluntarily.
BanksYes; banks may serve or partner with licensed CASPs, and credit institutions can offer crypto services after notifying the regulator (MiCA Art. 60).
TaxGains are taxed at the flat 10% personal income tax rate (NRA).
MiningAllowed.
Recent change8 July 2025: the Bulgarian MiCA Act took effect. 1 July 2026: the transitional regime ended.
Sources: cms.law · wolftheiss.com. Crypto rules change quickly; check with the regulator or a qualified adviser before acting. Not legal or tax advice.

Bitcoin in Bulgaria: FAQ

Is bitcoin legal in Bulgaria?

Yes: bitcoin is legal in Bulgaria, and crypto service providers need a MiCA licence from the Financial Supervision Commission.

Is bitcoin legal tender in Bulgaria?

Not legal tender (euro since 1 Jan 2026); merchants may accept it voluntarily.

How is bitcoin taxed in Bulgaria?

Gains are taxed at the flat 10% personal income tax rate (NRA).

Who regulates crypto in Bulgaria?

Financial Supervision Commission (FSC/KFN); Bulgarian National Bank for e-money tokens. Yes: MiCA CASP authorisation from the FSC or an EU passport.

Is bitcoin mining legal in Bulgaria?

Allowed..

Other Countries Where Bitcoin Is Legal And Regulated

All countries →
ArgentinaArmeniaAustraliaAustriaBahrainBelgiumBoliviaBrazilCambodiaCanadaCroatiaCyprusCzech RepublicDenmarkEl SalvadorEstoniaEuropeFinlandFranceGeorgiaGermanyGhanaGreeceHong Kong

Related: bitcoin's legal status in every country · bitcoin tax by country · travelling with bitcoin