Is Bitcoin Legal in Belgium?
Yes. Bitcoin is legal in Belgium; crypto platforms need a MiCA authorisation (FSMA or another EU regulator).
Legal and regulated · facts checked November 2026 · bitcoin is $77,616 today
| Status | Legal and regulated |
|---|---|
| Regulator | FSMA (Financial Services and Markets Authority); National Bank of Belgium for some prudential matters |
| Main law | MiCA, implemented by the Law of 11 December 2025; transitional period for firms already active ended 1 July 2026 |
| Exchanges | Yes: MiCA CASP authorisation (FSMA) or an EU passport. As of 25 June 2026 the FSMA had not yet granted any CASP authorisation itself, so Belgian users rely on passported EU firms. |
| Paying with bitcoin | Not legal tender (euro only); merchants may accept it voluntarily. |
| Banks | Yes; banks may serve or partner with licensed CASPs, and credit institutions can offer crypto services after notifying the regulator (MiCA Art. 60). |
| Tax | From 1 Jan 2026, a new 10% capital gains tax on financial assets, including crypto, applies above a €10,000 annual exemption (passed by parliament in April 2026). Speculative gains can still be taxed at 33%. |
| Mining | Allowed. |
| Recent change | April 2026: parliament passed the 10% capital gains tax covering crypto, applying to gains from 1 Jan 2026. 1 July 2026: the MiCA transitional period ended. |
Bitcoin in Belgium: FAQ
Is bitcoin legal in Belgium?
Yes: bitcoin is legal in Belgium; crypto platforms need a MiCA authorisation (FSMA or another EU regulator).
Is bitcoin legal tender in Belgium?
Not legal tender (euro only); merchants may accept it voluntarily.
How is bitcoin taxed in Belgium?
From 1 Jan 2026, a new 10% capital gains tax on financial assets, including crypto, applies above a €10,000 annual exemption (passed by parliament in April 2026). Speculative gains can still be taxed at 33%.
Who regulates crypto in Belgium?
FSMA (Financial Services and Markets Authority); National Bank of Belgium for some prudential matters. Yes: MiCA CASP authorisation (FSMA) or an EU passport. As of 25 June 2026 the FSMA had not yet granted any CASP authorisation itself, so Belgian users rely on passported EU firms.
Is bitcoin mining legal in Belgium?
Allowed..
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